Natural Disasters List

Are You Prepared For A Natural Disaster?

With Hurricane Sandy still lingering in the East Coast we thought we would take a minute and help out our readers in the effected areas as much as we can. We found a few articles with great tips to keep in mind before, during, and after a natural disaster.

 

BEFORE:

  • Conduct practice emergency drills and maintain well-supplied emergency kits.
  • Safely secure your important documents, such as identification, birth certificates, insurance policies, property titles, checkbooks, utility bills, and financial statements.
  • To be sure you are your things are covered, talk to your insurance agent and get assurances in writing about what your coverage entails.

 

DURING:

  • Get yourself and your loved ones out of harm’s way as quickly as possible.
  • Contact relatives and friends to let them know you’re safe, and may need their help.
  • Check with local and national agencies for tips to stay safe in the pertinent weather conditions and any relief efforts they may have.

 

AFTER:

  • Immediately report any damages or losses to your insurance company.
  • Find a reliable company/individual to perform the building repair or replacement work.
    • Most insurance companies and disaster assistance programs insist that the work must be performed by a licensed, certified professional in order to qualify for funding.
      • Insist on a written contract that specifies all the little details
      • Make sure a warranty of at least one year comes with the work done
      • Make certain the person knows all the current building codes and attains any permits that are needed

 

Do you have any other helpful tips to lend those affected by these natural disasters and those fortunate not to have to yet?

 

 

For more helpful tips and tricks please visit the original articles listed below:

What To Do After A Natural Disaster Damages Your Home Or Business.” – The Housin

When A Natural Disaster Strikes.” – Tom Copeland

Andrea

Andréa Venezio , Chief Executive Officer
(972) 232-7700 | andreav@sapphirehg.com

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